Australian Super
Risk profile quiz

Making the right choice for you.

Your risk profile will depend on the type of investor you are, your investment time frame and the level of risk you are prepared to take. This Risk Profile Quiz can help you work this out. Remember, it is a guide and may not accurately reflect your particular circumstances.

Before making your choice you may also wish to refer to the Member Investment Choice Guide or talk to a financial adviser. If you have any questions, call us on 1300 300 273.

For each of the questions below, select the response that most applies to you. There is no right or wrong answer.

Step 1

For each of the questions below, select the answer that best describes you and your situation. There is no right or wrong answer.

Risk Profile Quiz
 
 
A. I expect to start to access my superannuation:
During the next 12 months
In 1 to 3 years
In 3 to 7 years
In 7 to 10 years
In more than 10 years
B. If my account value dropped from $50,000 to $40,000 in  6 months I would:
Lose sleep worrying
Be a little nervous
Be concerned but remind myself that superannuation is a long-term investment
Not be concerned because I am investing for the long-term and are not bothered by short-term market fluctuations
C. I would like the following long-term investment return:
Less than 5% per year
Between 5% and 8% per year
More than 8% per year
D. My preference is for investments that are:
Low risk/low return
Medium risk/medium return
Above average risk/above average return
High risk/high return
E. I feel most comfortable with:
A safe investment, even if it means a consistently low return
A steady investment that gives a solid return
An investment with above-average returns that sometimes moves up and down
An investment that may move up and down regularly, but rewards me with high returns in the long run
 

* Please note: AustralianSuper does not recommend, endorse or accept responsibility for IFFP. Terms and conditions apply – these should be obtained from IFFP.  AustralianSuper does not accept liability for any loss or damage caused by the products and services provided by IFFP.  AustralianSuper may invest in IFFP but does not receive any commissions from this organisation as a result of members using its products and services.

Disclaimer:  This Risk Profile Quiz is provided by AustralianSuper Pty Ltd ABN 94 006 457 987, AFSL 233788, the Trustee of AustralianSuper ABN 65 714 394 898.

This information is of a general nature and does not take into account your personal objectives, situation or needs and is therefore not suitable to be acted upon as investment advice. Before making a decision about your AustralianSuper investment option(s), consider your financial requirements, refer to the relevant Product Disclosure Statement and consult an adviser if required.